Student Checking

UniBank's BankU Free Student Checking Account


The Student Checking account from Massachusetts-based UniBank makes banking easy by bringing the ultimate in convenience right to your fingertips. Keep track of spending and pay bills wherever you are with Mobile Banking. You can even deposit checks into your account from your mobile device with Mobile Deposit!  Best of all, Student Checking comes with no monthly fee and no minimum balance requirements.

  • Free Online Banking and Bill Pay
  • Free Mobile Banking^ and Mobile Deposit*
  • Free Banking by Phone
  • 8 no-fee, non-UniBank ATM Transactions**
  • Apple Pay™ available for iPhone® 6  and 6+ users
Additionally, you get the pay-anywhere freedom of a UniBank Visa® Debit Card. Your purchases are deducted from your student checking account and a detailed record of every transaction will appear on your monthly statement. Use it in restaurants or stores, simply by signing your name or entering your PIN. You will save time since there is no check to write, and you will not have to wait for check approval.

Plus, this account is green... you will receive your monthly statement electronically through eStatements allowing you to help save the environment while you bank.

^ UniBank does not charge for using our Mobile Banking service. Your mobile phone carrier may charge for text messages, data transfer fees, and/or Web access. Check your wireless plan for details.

*Subject to approval. Cellular network data and messaging fees apply.

**Eight per statement cycle. Other institution’s fees may apply outside the SUM network; offer does not apply to international ATM transactions.

†Must present valid student ID and be under the age of 22. Individual accounts available for students 16 to 22, under 16 must open with a parent or legal guardian. Enrollment in eStatements is required. Minimum opening balance for a Free Student Checking account is $10. Member FDIC/Member DIF