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Federal Deposit Insurance

Federal Deposit Insurance Corporation

UniBank is a member of the Federal Deposit Insurance Corporation (FDIC), which is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC-insured institution fails. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

The FDIC's Electronic Deposit Insurance Estimator can help you determine if you have adequate deposit insurance for your accounts.   

FDIC Calculator 

Please see Important Updates to the FDIC’s Electronic Deposit Insurance Estimator.