Skip Navigation Download Adobe Acrobat Reader 5.0 or higher to view PDFs.
 

Deposit Rates

 

Deposits

Annual Percentage Yields (APY) are accurate as of December 11, 2018 and are subject to change at any time.

CD Specials4

TypeInterest RateAPYMin. Balance to Earn APY
6 Month CD2.44%2.50%$2,500
8 Month CD2.68%2.75%
$2,500
14 Month
CD7
2.92%3.00%
$500
18 Month CD2.10%2.15%$500
2 Year CD2.19%2.25%$500
2 Year IRA CD1.95%2.00%$500

Checking Special


Type
Interest RateAPYMin. Balance to Earn APY
e by UniBank1
Tier I Interest
(on balances $10 - $15,000)
1.71%
1.75%
$10 - $15,000
Bonus Rates
(When min. requirements are met)
Tier II Interest
(on balances > $15,000)
0.45%
1.75% - 0.84%
$15,000.01

Basic Rate
(on entire balance when min. requirements are NOT met)
 0.01%
0.01%
$10

Money Market Statement Account

TypeInterest RateAPYMin. Balance to Earn APY

≥ $2,500

0.15%

0.15%

$2,500

$10 - $2,499

0.15%
0.15%
$10

Perfect Sense Money Market Account2

TypeInterest RateAPYMin. Balance to Earn APY

≥ $100,000

0.80%

0.80%

$100,000

$50,000 - $99,999

0.60%0.60%
$50,000
$2,500 - $49,999
0.40%
0.40%
$2,500
$10 - $2,499
0.35%
0.35%
$10

Short Term Statement Certificates of Deposit 4

TypeInterest RateAPYMin. Balance to Earn APY
91 Day Certificate

0.25%

0.25%

$2,500
6 Month Certificate2.44%2.50%$2,500
8 Month Certificate
2.68%
2.75%
$2,500
Perfect Sense 8 Month Certificate
0.59%
0.60%
$2,500

Long Term Statement Certificates of Deposit 4

TypeInterest RateAPYMin. Balance to Earn APY
1 Year CD

0.88%

0.90%

$500
2 Year CD2.19%2.25%$500
3 Year CD
1.23%
1.25%
$500
1 Year UniStep CD5
0.69%
0.70%
$500
2 Year UniStep CD5
1.13%
1.15%
$500
3 Year UniStep CD5
1.23%
1.25%
$500
1 Year IRA CD6
0.69%
0.70%
$500
2 Year IRA CD6
1.95%
2.00%
$500
3 Year IRA CD6
1.32%
1.35%
$500
4 Year IRA CD6
1.47%
1.50%
$500
5 Year IRA CD6
1.71%
1.75%
$500
 

UniBank for Savings is a community bank and welcomes deposit relationships with individuals and businesses in the markets it serves. All Checking and Money Market Accounts there is a $10 minimum to open the account and are variable rate accounts and rates may change any time after account opening. Fees may reduce earnings on the accounts. Some restrictions may apply.

1 The following benefits can be obtained in a given monthly statement cycle when the statement cycle conditions noted below are met:

Payment of a higher interest rates (Bonus Rates) and refund for nationwide ATM surcharge transaction fees to a maximum of $25 per cycle. Statement cycle conditions: Must have a minimum of 8 debit card purchase transactions that post and settle to the account during the statement cycle (not all purchase transactions post or settle on the day they occur); and maintain active enrollment in eStatements. If any one of the minimum requirements are not met in a statement cycle nationwide ATM fees will not be refunded and the Basic Rate of Interest will be earned on the total account balance. Limit of one account per customer holding the position of primary account holder. Bonus rate of interest APY range assumes a maximum deposit of $50,000 for illustration purposes only. The account does not have a maximum deposit limit. 

2 You must open or have a Perfect Sense Checking account to open a Perfect Sense Money Market account and receive the APY shown above. Personal accounts only.

4 A penalty for early withdrawal may be imposed. Additional maturities are available.

5 Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening.

6 A penalty may be imposed for early withdrawals. Early withdrawal may also result in tax implications. Additional maturities are available.

7 There is a maximum deposit limit of $1,000,000.  Limit of one 14-month CD account per customer holding the position of primary account holder. 

For further information contact your local branch manager, or call us at (800) 578-4270.