Bank Deposit, Money Market & CD Rates in MA
Bank Deposits
Open an Account
CD Specials3
Type | Interest Rate | APY | Min. Balance to Earn APY |
---|---|---|---|
6 Month IRA CD
|
4.33% | 4.50% | $500 |
8 Month Certificate
|
4.33% | 4.50% |
$500
|
14 Month CD | 4.05% | 4.20% | $500 |
3 Year CD |
3.75%
|
3.89%
|
$500
|
Checking Special
Tiered Rate Money Market Account2
Type | Interest Rate | APY | Min. Balance to Earn APY |
---|---|---|---|
≥ $100,000 |
1.24% |
1.25% |
$100,000 |
$50,000 - $99,999.99 |
0.75% | 0.75% |
$50,000
|
$2,500 - $49,999.99 |
0.35%
|
0.35%
|
$2,500
|
$10 - $2,499.99 |
0.10%
|
0.10%
|
$10
|
Short Term Statement Certificates of Deposit3
Type | Interest Rate | APY | Min. Balance to Earn APY |
---|---|---|---|
91 Day Certificate |
0.25% |
0.25% |
$500 |
6 Month IRA CD
|
4.33% | 4.50% |
$500
|
6 Month Certificate | 0.49% | 0.50% | $500 |
8 Month Certificate
|
4.33%
|
4.50%
|
$500
|
Long Term Statement Certificates of Deposit3
Type | Interest Rate | APY | Min. Balance to Earn APY |
---|---|---|---|
1 Year CD |
0.98% |
1.00% |
$500 |
14 Month CD |
4.05% |
4.20% |
$500 |
2 Year CD | 1.23% | 1.25% | $500 |
3 Year CD |
3.75%
|
3.89%
|
$500
|
5 Year CD |
1.71%
|
1.75%
|
$500
|
1 Year UniStep CD4 |
2.19%
|
2.25%
|
$500
|
2 Year UniStep CD4 |
2.68%
|
2.75%
|
$500
|
3 Year UniStep CD4 |
3.15%
|
3.25%
|
$500
|
1 Year IRA CD5 |
2.92%
|
3.00%
|
$500
|
20 Month IRA CD5 |
3.86%
|
4.00%
|
$500
|
2 Year IRA CD5 |
1.23%
|
1.25%
|
$500
|
3 Year IRA CD5 |
1.32%
|
1.35%
|
$500
|
4 Year IRA CD5 |
1.47%
|
1.50%
|
$500
|
5 Year IRA CD5 |
1.71%
|
1.75%
|
$500
|
Open an Account
UniBank for Savings is a community bank and welcomes deposit relationships with individuals and businesses in the markets it serves. Municipalities: please contact your Relationship Manager for information on Municipal Rates. Rates may change any time after account opening. Fees may reduce earnings on the accounts. Some restrictions may apply.
- In order to be eligible for the disclosed Tier I and Tier II interest rate, Annual Percentage Yield (APY), and refund of domestic ATM Surcharges the following conditions must be met in a given statement cycle.
- A minimum of 8 posted and settled debit card purchase transactions during the statement cycle. Not all purchase transactions post or settle on the day they occur.
- Active enrollment in e-statements – you must sign into your online banking account at least once every 12 months to keep enrollment active.
2 Personal accounts only.
3 A penalty for early withdrawal may be imposed. Additional maturities are available.
4 Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening.
5 A penalty may be imposed for early withdrawals. Early withdrawal may also result in tax implications. Additional maturities are available.
6 There is a maximum deposit limit of $1,000,000.
For further information contact your local branch manager, or call us at (800) 578-4270. Disclosures.