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Military Banking in Massachusetts

 

Open a Massachusetts Military Savings,
Checking, CD or Home Equity Line of Credit

 

We’re thankful for the brave service members who put their lives on the line to protect our freedom. UniBank’s Military Banking program1 in Massachusetts is our way of honoring active military service members and veterans.

The UniBank suite of Military Checking, Military Certificates of Deposit and Home Equity Lines of Credit brings our nation’s finest the finest in Massachusetts in financial services.

  • The UniBank Military Checking account has no monthly service fees and features free benefits to make banking convenient, including free checks2, Online Banking, Mobile Banking3 and Bill Pay
  • Watch your money grow with a 12-month Military Certificate of Deposit with a 1.776% annual percentage yield on CDs up to $50,000 per household4
  • Get a low-rate Home Equity Line of Credit exclusively designed for active military service members and veterans
  • Our current HELOC rate of 1.776% APR is guaranteed for 12 months then prime minus 0.25% and our variable rate is currently 4.75% APR5

To open a military bank account, visit one of our local UniBank locations

Frequently asked questions about Military Banking.
 
 

1 Proof of service required: For active military servicemembers, please provide a military ID. For veterans please provide DD214 as proof of service status to qualify.

2 To be eligible for free standard specialty blue wallet checks, one signer on the account must be a current military servicemember or veteran.

3 UniBank does not charge for using our Mobile Banking service. Your mobile phone carrier may charge for text messages, data transfer fees and/or web access. Check your wireless plan for details.

4 APY = Annual Percentage Yield. Minimum deposit of $500 to open a Certificate of Deposit (CD) and receive APY shown above. Maximum deposit of $50,000 per household. Other rates and terms are available. New money must be from another financial institution. CD rate valid to military servicemembers and veterans. Must have a qualifying military ID. A penalty may be imposed for early withdrawal from a CD. APY effective as of September 19, 2019 and is subject to change without notice. Fees may reduce the earnings on the account.

5 New Home Equity Line accounts only and requires a UniBank Military Checking Account. Offer of credit is subject to approval. Annual percentage rate (APR) shown is in effect as of September 19, 2019 and guaranteed for 12 months. Maximum APR 18%. After the initial 12-month period, the APR for this Home Equity Line is variable and based on the Index Value of the Wall Street Journal Prime Rate minus 0.25%.  Prime rate is currently 5.00% as of September 19, 2019.

APR is subject to change and may increase after consummation. Home Equity Line of Credit rate valid to military servicemembers and veterans. Must have a qualifying military ID. Homeowners and flood insurance (where applicable) is required for the life of the loan. Offer available on owner occupied one- to four-family residences only. Offer is subject to change at any time. Other conditions may apply.

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