Our Mission

UniBank is committed to being the premier bank serving the financial needs of the Greater Blackstone Valley and Worcester by providing individuals and businesses with excellent service and fairly priced, high quality financial products.

UniBank is dedicated to contributing to the overall quality of life and economic health of the communities it serves, while maintaining a high level of financial soundness and integrity.

Our Core Values

We work together to achieve UniBank's mission.
We adhere to a set of moral principles and deliver service with honesty.
We maintain dedication to providing superiority in all that we do.

Our People

We are proud of our employees and the commitment they make to our community by volunteering for all kinds of organizations, including little league coaching, elderly financial counseling, teaching classroom educational programs and more.

Our Strengths

We know that our dedicated employees are the foundation of our strengths and there are other business factors that contribute to our success. These include:

  • Convenience – UniBank has conveniently located branches with ATMs throughout the Blackstone Valley, Milford and Worcester. In addition, several branches in high-traffic areas have extended operating hours.
  • Community Banking Experience – Our customers have told us time and time again that they appreciate our exceptional customer service. And as a local bank, UniBank is able to make quick decisions on banking issues that affect our customers’ lives.

Big Bank Know-How. Community Bank Attitude.


Our Subsidiaries

On January 1, 1998, UFS Bancorp was established as a mutual holding (parent) company for UniBank. The purpose of the mutual holding company was to allow the bank flexibility for the future in mergers, acquisitions and offerings of various other financial products and services. 

This enabled the formation in July 1999 of a subsidiary, UniBank Fiscal Advisory Services, Inc. (UFASI). UFASI provides a full spectrum of debt management services to towns, school districts and other government units. 

In January 2001, Sterling Associates joined UniBank. Sterling Associates is a bank service company that originates boat, recreational vehicle and manufactured housing loans for client lenders. 

Following the unprecedented success of UniBank's proprietary payment system, UniPay Gold, our newest subsidiary, UniPayDirect was established in 2011. UniPayDirect partners with financial institutions across the U.S. to offer the secure payment solution.


View 2017 Annual Report