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Business Loans

 

Fast Track Loan or Line of Credit

2.99%1 Annual Percentage Rate for 12 Months

UniBank’s Fast Track Loan or Line of Credit for small businesses streamline the application and approval process. This allows your business to get the loan or line of credit you need as quickly and easily as possible. If you have been in business for longer than one year and need a loan or line of credit for an amount up to $250,000, Fast Track may be the right option for you.

Lines of Credit

A line of credit gives you the extra funds you need quickly and easily for all your short-term borrowing purposes. Your commercial line of credit has a pre-determined dollar limit and is subject to annual review and renewal. To make it easy for you, monthly payments can be deducted from your checking account.

Term Loans

Generally used to purchase fixed assets (other than real estate) including machinery, equipment or vehicles, and may also be used to refinance business debt.

Commercial Mortgages

May be used for the purchase, construction, expansion/renovation, or refinance of commercial real estate.

Standby Letters of Credit

An obligation made by UniBank to back up a commercial customer’s monetary guarantee to perform a certain service or to pay a specified amount to a designated beneficiary. This may allow you to purchase from new vendors and expand your market even more.

Small Business Administration (SBA) Loans

SBA Loans are commercial loans made to businesses with federal government guarantees for a percentage of each loan. SBA Loans may be used for any number of purposes, including business start-ups, purchases of existing businesses, equipment upgrades, and commercial real estate purchases. Some businesses use their SBA Loan for refinancing existing debt, as well as for working capital. SBA guarantees and other government programs can expand borrowing opportunities for many small and mid-sized businesses.
 
SBA Loans include:
 
  • Commercial mortgages
  • Term Loans
  • Lines of credit

Small Business Administration (SBA) Veterans Line of Credit

2.99%Annual Percentage Rate for 12 Months

You served us, now let us serve you. UniBank’s SBA Veterans Business Line of Credit is designed exclusively for military servicemembers, veterans, and their spouses.

  • Borrow up to $350,000
  • Guarantee Fee Waived
  • Assistance with Business Plan
Contact us for more information about business loans or connect with a member of our team today.
 

1 This offer is available for a limited time and requires a business checking account. After 12 months, a Business Line of Credit converts to Prime +2% and a Term Loan converts to prevailing rates. Fast Track Loans and Lines of Credit are subject to credit approval.

2 Proof of service required: For active military servicemembers and spouses, please provide a military ID. For veterans and spouses you must provide form DD214 as proof of service status to qualify. This offer is available for a limited time and requires a business checking account. After 12 months, the Business Line of Credit converts to Prime +2%. Valid to military servicemembers, veterans and their spouses. Must have a qualifying military ID. Some credit restrictions may apply. Loans subject to credit approval. Subject to sba.gov eligibility requirements.

 
 
 
 
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Business Deposits

Designed to meet the unique needs of your business, UniBank’s Business Deposit solutions help you manage your business finances.
 
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Cash Management

Our Cash Management Services provide real-time information so you can manage your finances more effectively.
 
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UniPay

Collect payments from your customers online using UniPay, our proprietary online payment collection solution.