Consumer Loan

 TypeMaximum LoanAPR†Max TermMonthly Payment
Examples per $1,000

PERSONAL LOAN (1,000.00 MINIMUM)

Unsecured Personal Loan$5,00015.00%*48 mos.$27.83
 Unsecured Personal Loan$5,00012.00%*12 mos.$88.85

*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 MINIMUM LOAN APRMAX TERMMonthly Payment
Examples per $1,000

CD/Savings
ADJUSTABLE-RATE LOAN

$1,000.00 5.25%**No Maximum

$10.73

Payment example based on 10 year term

PERSONAL LINE OF CREDIT

$500.00 11.25%***No Maximum 

HOME IMPROVEMENT FIXED-RATE LOAN

$1,000.00 11.00%72 mos.$19.03

 **Interest rate adjusted daily based on Wall Street Journal Prime Rate . Prime rate is currently 5.25% as of November 13, 2018.
***Interest rate adjusted daily based on Wall Street Journal Prime Rate plus 6.00% . Prime rate is currently 5.25% as of November 13, 2018. Offer of credit is subject to approval. A .25% reduction in the above rates is available at closing when signed up for auto deduction (excluding CD/Savings Loans & Personal Lines of Credit).

 Model Year APR†Max TermMonthly Payment
Examples per $1,000

AUTOMOBILE LOANS (new)

2017 - New 3.50%*60 mos.$18.19
2017 - New 3.99%*72 mos. for loans over $20,000$15.63

  *A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 Model Year APR†Max TermMonthly Payment
Examples per $1,000

AUTOMOBILE LOANS (used)

2010 - 2016 4.10%*48 mos.$22.61
2009 & Older 4.74%*48 mos.$22.89

*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 Terms 

RATE AND APR†

 Monthly Payment
Examples per $1,000

FIXED TERM
HOME EQUITIES

5 Years 4.00% $18.42
10 Years 4.50% $10.36
15 Years 5.00% $7.91
20 Years 5.25% $6.74

TermsPrime Minus 0.25% Variable Rate Currently

ADJUSTABLE RATE HOME EQUITY LINE OF CREDIT

10 Year Draw Period
10 Year Repayment

5.00% APR††

Equity Credit Line Application and Information

Offer of credit is subject to approval. APR (annual percentage rate) shown is in effect as of November 13, 2018. Maximum APR is 18%. The APR is variable and based on WSJ Prime Rate minus 0.25%. Prime rate is currently 5.25% as of November 13, 2018. Homeowners and Flood insurance (where applicable) is required for the life of the loan. Offer available on primary owner occupied 1-4 family residences only. Offer is subject to change at any time. Other conditions may apply.  Equal housing lender  Member FDIC/Member DIF


† APR=annual percentage rate.