Consumer Loan

 TypeMaximum LoanAPR†Max TermMonthly Payment
Examples per $1,000

PERSONAL LOAN (1,000.00 MINIMUM)

Unsecured Personal Loan$5,00015.00%*48 mos.$27.83

*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 MINIMUM LOAN APRMAX TERM

MONTHLY PAYMENT

Examples per $1,000

PASSBOOK ADJUSTABLE-RATE LOAN

$1,000.00 3.75%**No MaximumN/A
    Payment example based on 10 year term:$10.01

PERSONAL LINE OF CREDIT

$500.00 9.75%***No MaximumN/A
 Payment example based on 10 year term:$13.08

HOME IMPROVEMENT FIXED-RATE LOAN

$1,000.00 11.00%72 mos.$19.03

 **Interest rate adjusted daily based on Wall Street Journal Prime Rate . Prime rate is currently 3.75% as of February 15, 2017.
***Interest rate adjusted daily based on Wall Street Journal Prime Rate plus 6.00% . Prime rate is currently 3.75% as of February 15, 2017. Offer of credit is subject to approval. A .25% reduction in the above rates is available at closing when signed up for auto deduction (excluding Passbook Loans & Personal Lines of Credit).

 Model Year APR†Max TermMonthly Payment
Examples per $1,000

AUTOMOBILE LOANS (new)

2016 - New 2.24%*60 mos.$19.55
2016 - New 2.24%*72 mos. for loans over $20,000$16.45

  *A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 Model Year APR†Max TermMonthly Payment
Examples per $1,000

AUTOMOBILE LOANS (used)

2009 - 2015 3.24%*48 mos.$24.64
2008 & Older 4.24%*48 mos.$25.08

*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 Terms 

RATE AND APR†

 Monthly Payment
Examples per $1,000

FIXED TERM
HOME EQUITIES

1 - 5 Years 3.25%* 5 yr - $18.08
6 - 10 Years 4.25%* 10 yr - $10.24
11 - 15 Years 5.00% * 15 yr - $7.91
16 - 20 Years 5.24%* 20 yr - $6.73
*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

TermsPrime Minus 0.25% Variable Rate Currently

ADJUSTABLE RATE HOME EQUITY LINE OF CREDIT

10 Year Draw Period
10 Year Repayment

3.50% APR††

Equity Credit Line Application and Information

Offer of credit is subject to approval. APR (annual percentage rate) shown is in effect as of 2/15/2017. Maximum APR is 18%. The APR is variable and based on WSJ Prime Rate minus 0.25% with a minimum APR of 3.25%. Prime rate is currently 3.75% as of February 15, 2017. Minimum monthly payment of $50 or accrued interest, whichever is greater, during the draw period. A balloon payment may result at end of repayment period, if applicable. Homeowners and Flood insurance (where applicable) is required for the life of the loan. Offer available on primary owner occupied 1-4 family residences only. Offer is subject to change at any time. Other conditions may apply.  Equal housing lender  Member FDIC/Member DIF


† APR=annual percentage rate.