Consumer Loan

 TypeMaximum LoanAPR†Max TermMonthly Payment
Examples per $1,000

PERSONAL LOAN (1,000.00 MINIMUM)

Unsecured Personal Loan$5,00015.00%*48 mos.$27.83
 Unsecured Personal Loan$5,00012.00%*12 mos.$88.85

*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 MINIMUM LOAN APRMAX TERMMonthly Payment
Examples per $1,000

CD/Savings
ADJUSTABLE-RATE LOAN

$1,000.00 4.50%**No Maximum

$10.36

Payment example based on 10 year term

PERSONAL LINE OF CREDIT

$500.00 10.50%***No Maximum

$13.49

Payment example based on 10 year term

HOME IMPROVEMENT FIXED-RATE LOAN

$1,000.00 11.00%72 mos.$19.03

 **Interest rate adjusted daily based on Wall Street Journal Prime Rate . Prime rate is currently 4.50% as of January 23, 2018.
***Interest rate adjusted daily based on Wall Street Journal Prime Rate plus 6.00% . Prime rate is currently 4.50% as of January 23, 2018. Offer of credit is subject to approval. A .25% reduction in the above rates is available at closing when signed up for auto deduction (excluding CD/Savings Loans & Personal Lines of Credit).

 Model Year APR†Max TermMonthly Payment
Examples per $1,000

AUTOMOBILE LOANS (new)

2017 - New 2.24%*60 mos.$17.63
2017 - New 2.24%*72 mos. for loans over $20,000$14.86

  *A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 Model Year APR†Max TermMonthly Payment
Examples per $1,000

AUTOMOBILE LOANS (used)

2010 - 2016 3.24%*48 mos.$22.24
2009 & Older 4.24%*48 mos.$22.69

*A .25% reduction in the above rates is available at closing when signed up for auto deduction.

 Terms 

RATE AND APR†

 Monthly Payment
Examples per $1,000

FIXED TERM
HOME EQUITIES

1 - 5 Years 3.25% 5 yr - $18.08
6 - 10 Years 4.00% 10 yr - $10.12
11 - 15 Years 4.75% 15 yr - $7.78
16 - 20 Years 4.99% 20 yr - $6.59

TermsPrime Minus 0.25% Variable Rate Currently

ADJUSTABLE RATE HOME EQUITY LINE OF CREDIT

10 Year Draw Period
10 Year Repayment

4.25% APR††

Equity Credit Line Application and Information

Offer of credit is subject to approval. APR (annual percentage rate) shown is in effect as of 1/23/2018. Maximum APR is 18%. The APR is variable and based on WSJ Prime Rate minus 0.25%. Prime rate is currently 4.50% as of January 23, 2018. Homeowners and Flood insurance (where applicable) is required for the life of the loan. Offer available on primary owner occupied 1-4 family residences only. Offer is subject to change at any time. Other conditions may apply.  Equal housing lender  Member FDIC/Member DIF


† APR=annual percentage rate.