Deposit Rates

Bank Deposits

Annual Percentage Yields (APY) are accurate as of and are subject to change at any time.
 
6 Month IRA CD3 

3.85% APY

See Below
for Terms and Conditions
8 Month CD3

3.95% APY

See Below
for Terms and Conditions
 14 Month CD3

3.80% APY

See Below
for Terms and Conditions
 3 Year CD3

3.25% APY

See Below
for Terms and Conditions

Auto Open
Type Interest Rate APY Min. Balance to Earn APY
6 Month IRA CD 3.73% 3.85% $500
8 Month Certificate 3.73% 3.85% $500
14 Month CD 3.58% 3.70% $500
3 Year CD 3.15% 3.25% $500
20 Month IRA CD5 3.39% 3.50% $500
Auto Open
  Type Interest Rate APY Min. Balance to Earn APY
e by UniBank1 Tier I Interest
(balances up to $15,000)		 2.95% 2.99% $0.01 - $14,999.99
Rates
(When min. requirements are met)		 Tier II Interest
(Balances $15,000 and above)		 0.44% 2.99% - 1.20% $15,000.00

Basic Rate
(on entire balance when min. requirements are NOT met)		  0.01% 0.01% Entire positive balance
Type Interest Rate APY Min. Balance to Earn APY
≥ $100,000 1.24% 1.25% $100,000
$50,000 - $99,999.99 0.75% 0.75% $50,000
$2,500 - $49,999.99 0.35% 0.35% $2,500
$10 - $2,499.99 0.10% 0.10% $10
Type Interest Rate APY Min. Balance to Earn APY
91 Day Certificate 0.25% 0.25% $500
6 Month IRA CD 3.73% 3.85% $500
6 Month Certificate 0.49% 0.50% $500
8 Month Certificate 3.82% 3.95% $500
Type Interest Rate APY Min. Balance to Earn APY
1 Year CD 0.98% 1.00% $500
14 Month CD 3.58% 3.70% $500
2 Year CD 1.23% 1.25% $500
3 Year CD 3.15% 3.25% $500
5 Year CD 1.71% 1.75% $500
1 Year UniStep CD4 0.98% 1.00% $500
2 Year UniStep CD4 1.23% 1.25% $500
3 Year UniStep CD4 1.23% 1.25% $500
1 Year IRA CD5 0.98% 1.00% $500
20 Month IRA CD5 3.39% 3.50% $500
2 Year IRA CD5 1.23% 1.25% $500
3 Year IRA CD5 1.32% 1.35% $500
4 Year IRA CD5 1.47% 1.50% $500
5 Year IRA CD5 1.71% 1.75% $500















 

UniBank for Savings is a community bank and welcomes deposit relationships with individuals and businesses in the markets it serves. Municipalities: please contact your Relationship Manager for information on Municipal Rates. Rates may change any time after account opening. Fees may reduce earnings on the accounts. Some restrictions may apply.

1 The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. The APY range assumes a maximum deposit of $50,000 for illustration purposes only. Fees may reduce earnings. The account does not have a maximum deposit limit. Refund of domestic ATM surcharge transaction fees are capped at $25.00 per statement cycle. Non-UniBank ATM Surcharges are those fees charged by the bank that owns the non-UniBank ATM used. If the eligibility requirements are not met the account will earn a lower interest rate and corresponding APY and will not be eligible for refund of ATM surcharge transaction fees. Minimum balance of $10 to open the account. Other restrictions may apply. Limit one account per customer holding position of primary account holder.

  • In order to be eligible for the disclosed Tier I and Tier II interest rate, Annual Percentage Yield (APY), and refund of domestic ATM Surcharges the following conditions must be met in a given statement cycle.
  • A minimum of 8 posted and settled debit card purchase transactions during the statement cycle. Not all purchase transactions post or settle on the day they occur.
  • Active enrollment in e-statements – you must sign into your online banking account at least once every 12 months to keep enrollment active. 
2 Personal accounts only.
3 A penalty for early withdrawal may be imposed. Additional maturities are available.
4 Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening.
5 A penalty may be imposed for early withdrawals. Early withdrawal may also result in tax implications. Additional maturities are available.
 
For further information contact your local branch manager, or call us at (800) 578-4270. Disclosures.
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