Certificate of Deposit (CD) Accounts in MA
Open a Massachusetts CD account online today with UniBank. CDs are high-yielding certificates that give you the flexibility of selecting the maturity date you prefer. The longer the term you select, the higher the yield. Choose from a wide range of CD terms, all with very competitive interest rates. When you open a CD account with terms of a year or more, interest is compounded continuously.
Earnings from your certificate of deposit may be mailed to you monthly or transferred to another UniBank account without penalties.
Long-Term and
Short-Term CDs
UniBank’s Certificates of Deposit offer secure savings with guaranteed returns. Choose from short-term options for flexibility or long-term CDs for higher interest rates.
With terms ranging from 91 days to 5 years and a low $500 minimum deposit, you can grow your money confidently.
UniStep CDs
UniBank’s UniStep CD gives you the power to boost your earnings with a one-time rate increase during your term. Available in terms of 1-year, 2-year, or 3-years, this CD combines the security of fixed returns with the flexibility to respond to rising interest rates.
With a minimum deposit of $500 it’s a smart way to grow your savings while keeping control over your financial strategy.
IRA CDs
UniBank’s IRA CDs combine the stability of a CD with the retirement benefits of a Traditional or Roth IRA.
With terms from 6 months to 5-years and a $500 minimum deposit, they’re ideal for building long-term savings. Enjoy competitive rates and tax advantages—all designed to help you prepare for a secure financial future.
For more information about IRA CDs, please visit a UniBank branch in person or call 800.578.4270 to speak with one of our customer service representatives.