Savings Account

UniBank Statement Savings Account: 
A Simple, Secure Way to Grow Your Savings

At UniBank, we understand that saving money is a personal journey—whether you're building an emergency fund, saving for a vacation, or planning for future expenses. Our Statement Savings Account and our Direct Deposit Statement Savings Account offer a straightforward and flexible way to help you reach your financial goals with confidence.

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Key Features & Benefits

  • Monthly Statements
    Stay informed with easy-to-read monthly statements that detail your interest earnings and account activity. You can also request a combined statement to view both your savings and checking activity in one convenient record.

  • Earn Interest
    Your savings grow with a variable interest rate, helping your money work for you while remaining accessible.

  • No Monthly Service Charge
    Maintain a low minimum balance and enjoy the benefits of your account without monthly fees.

  • ATM Access Nationwide
    With a UniBank ATM Card, access your funds day or night at thousands of ATM locations across the U.S. and internationally.

  • Direct Deposit Convenience
    Make saving automatic by setting up direct deposit. Have a portion of your paycheck or dividends deposited directly into your savings account and watch your balance grow effortlessly. Plus, with Early Pay, your qualifying direct deposits may be available up to 2 days early! Learn more about Direct Deposit and Early Pay. 

  • Easy Transfers
    Online & Mobile Banking make it easy to move money between your UniBank accounts anytime, making it simple to manage your finances.

Why Choose a Savings Account?

Opening a savings account is one of the smartest financial moves you can make. Here’s why:

  • Financial Security: Build a cushion for unexpected expenses or emergencies.
  • Goal-Oriented Saving: Set aside funds for specific goals like travel, education, or home improvements.
  • Safe & Insured: Your deposits are FDIC insured, offering peace of mind.
  • Encourages Discipline: Regular deposits and limited withdrawals help foster healthy financial habits.
  • Accessible Funds: Unlike long-term investments, your savings remain readily available when you need them.

Ready to Start Saving?

Open your Statement Savings Account or Direct Deposit Statement Savings Account online today or visit any UniBank branch. Whether your savings goals are big or small, short-term or long-term, UniBank is here to help you achieve them—safely, securely, and conveniently.

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Moving over your accounts made quick and easy.

We know you have a lot of options when it comes to banks, and we're glad you chose us. Our SwitchKit checklist helps you remember all the steps you need to take to fully move your accounts over.

 
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