UniBank Money Market Account:
High-Yield Savings with Flexible Access
Looking for a savings solution that offers both competitive interest rates and easy access to your funds? UniBank’s Money Market Account is designed to help you grow your savings while maintaining the flexibility you need for everyday financial management.
Whether you're saving for a major purchase, building an emergency fund, or simply looking to earn more on your deposits, our Money Market Account offers the perfect balance of security, convenience, and earning potential.
Account Features & Benefits
-
High Interest Rates
Earn a competitive rate of interest on your balance, helping your money grow faster than with traditional savings accounts. -
Flexible Access to Funds
Make unlimited deposits and withdrawals at any UniBank branch, ATM, Mobile Banking, or Online Banking. Withdrawals are also available at other ATMs nationwide. -
No Monthly Service Fees
Enjoy the benefits of a high-yield account without worrying about monthly maintenance charges if minimum balances are met. -
ATM/Debit Card Access
Access your funds anytime, anywhere with a UniBank ATM or debit card. - Direct Deposit Convenience
Make saving automatic by setting up direct deposit. Have a portion of your paycheck or dividends deposited directly into your savings account and watch your balance grow effortlessly. Plus, with Early Pay, your qualifying direct deposits may be available up to 2 days early! Learn more about Direct Deposit and Early Pay.
-
Online & Mobile Banking
Manage your account on the go with UniBank’s secure digital banking tools. Check balances, transfer funds, and monitor activity from your phone or computer. -
FDIC Insured
Your deposits are protected up to the maximum allowed by law, giving you peace of mind.
Why Choose a Money Market Account?
Money Market Accounts are ideal for customers who want:
- Higher Returns: Typically offer better interest rates than standard savings accounts.
- Liquidity: Access your funds easily without penalties.
- Safety: Funds are insured and secure.
- Tiered Earnings: The more you save, the more you earn—higher balances often qualify for higher interest rates.
- Smart Saving Strategy: Great for emergency funds, short-term goals, or as a complement to long-term investments.
Start Growing Your Savings Today
Open your UniBank Money Market Account online or visit one of our convenient branch locations across Central Massachusetts. With UniBank, you get more than just a bank—you get a trusted partner in your financial journey.
Moving over your accounts made quick and easy.
We know you have a lot of options when it comes to banks, and we're glad you chose us. Our SwitchKit checklist helps you remember all the steps you need to take to fully move your accounts over.