Home Equity Loans
Put Your Home's Equity to Work for You
Whether you are looking to use your home’s equity for your next home improvement project, to help pay for college, consolidate debts, or refinancing of an existing line, UniBank is here with home equity and home improvement options.
Home Equity Loans That Open Doors
A home equity loan from UniBank is an excellent way to take advantage of the equity you have earned in your home for improvements, education costs, automobile purchases, or any other need. No points, a low fixed rate, and loans of $10,000 or more make this one of our most popular loan products.
The maximum loan amount is based on the available equity in your home (up to 85% of the market value) and your ability to repay. You do not need to have a mortgage with UniBank to get a home equity loan. You have a number of repayment terms to choose from.
Explore More with Home Equity Lines Of Credit
A home equity line is a flexible revolving line of credit that allows you to borrow as you need it. The maximum loan amount is based on the available equity of your home (up to 85% of the market value) and your ability to repay. The minimum credit line is $10,000. The Annual Percentage Rate (APR) of your Home Equity Line is variable and based on the Prime Rate– a rate usually lower than personal or installment loans for cars, furniture or other large purchases. You do not need to have your mortgage at UniBank to be eligible for a Home Equity Line.
Loans to Improve the Value of Your Home
A Home Improvement Loan can help you add value to your home. Borrow up to $10,000, unsecured, at a fixed rate and repay over time with a quick turnaround.
Other Unique Ways We Serve You.
Consumer Loan Rates
View rates for UniBank's Consumer Loan product offerings including Home Equity Loans and Lines of Credit and Auto Loans.
Our distinctive deposit accounts offer benefits designed to fit a variety of lifestyles while providing convenient access to your funds with electronic services.