Simple, Convenient, and Truly Free
UniBank’s Free Checking Account is designed for customers who want a straightforward, no-cost way to manage their money. Whether you're just starting out or looking for a reliable everyday account, this option gives you all the essentials—without monthly fees or minimum balance requirements.Account Features & Benefits
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No Monthly Maintenance Fees
Enjoy truly free checking with no hidden charges and no minimum balance. -
Online & Mobile Banking
Access your account anytime, anywhere. Pay bills, transfer funds, and monitor transactions with ease. -
Visa® Debit Card
Make purchases and ATM withdrawals with a secure and widely accepted debit card. -
eStatements
Receive your monthly statements electronically for added convenience and security. -
Telephone Banking
Manage your account by phone with UniBank’s automated banking services. -
Overdraft Coverage Options
Protect your account from unexpected overdrafts with available coverage solutions. -
Direct Deposit Convenience
Make saving automatic by setting up direct deposit. Have a portion of your paycheck or dividends deposited directly into your account and watch your balance grow effortlessly. Plus, with Early Pay, your qualifying direct deposits may be available up to 2 days early!
Learn more about Direct Deposit and Early Pay.
Why Choose Free Checking?
- Cost Savings: No fees means more money in your pocket.
- Flexibility: Use your account for everyday spending, bill payments, and direct deposits.
- Security: FDIC-insured deposits and fraud protection tools.
- Convenience: Access your money through digital and physical channels.
Open Your Free Checking Account Today
Apply online or visit any UniBank branch to get started. It’s banking made easy—with no strings attached.
Moving over your accounts made quick and easy.
We know you have a lot of options when it comes to banks, and we're glad you chose us. Our SwitchKit checklist helps you remember all the steps you need to take to fully move your accounts over.