Banking should move at your pace, and with
e by UniBank, it does.
e by UniBank is a high-performance checking account designed for customers who want to maximize their earnings while enjoying digital convenience. With competitive interest rates and ATM fee refunds, it’s the perfect choice for tech-savvy savers.
Account Features & Benefits
-
Interest Bearing
Earn a high interest rate on balances up to $15,000 when monthly requirements are met. -
ATM Fee Refunds
Get up to $25 in nationwide ATM surcharge refunds per statement cycle. -
Unlimited Non-UniBank ATM Fee Waivers
UniBank waives its own fees for using non-UniBank ATMs. -
Online & Mobile Banking
Manage your account from anywhere with secure digital tools. -
Visa® Debit Card
Make purchases and access cash with ease. -
eStatements
Go paperless and stay organized with electronic statements. -
Direct Deposit Convenience
Make saving automatic by setting up direct deposit. Have a portion of your paycheck or dividends deposited directly into your account and watch your balance grow effortlessly. Plus, with Early Pay, your qualifying direct deposits may be available up to 2 days early!
Learn more about Direct Deposit and Early Pay.
Annual Percentage Yields (APY) are accurate as of and are subject to change at any time.
Monthly Requirements to Maximize Benefits
To earn the highest interest rate and receive ATM surcharge refunds, simply:
- Make at least 8 debit card purchases that post and settle during the statement cycle.
- Maintain active enrollment in eStatements.
Why Choose e by UniBank?
- Higher Earnings: Competitive interest rates on everyday balances.
- Digital Convenience: Full access to online and mobile banking tools.
- Fee Relief: Refunds and waivers help you avoid unnecessary charges.
- Security & Flexibility: FDIC-insured and accessible anytime.
Ready to Upgrade Your Checking Experience?
Open your e by UniBank account online or visit a branch to start earning more today.
1 The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. The APY range assumes a maximum deposit of $50,000 for illustration purposes only. Fees may reduce earnings. The account does not have a maximum deposit limit. Refund of domestic ATM surcharge transaction fees are capped at $25.00 per statement cycle. Non-UniBank ATM Surcharges are those fees charged by the bank that owns the non-UniBank ATM used. If the eligibility requirements are not met the account will earn a lower interest rate and corresponding APY and will not be eligible for refund of ATM surcharge transaction fees. Minimum balance of $10 to open the account. Other restrictions may apply. Limit one account per customer holding position of primary account holder.
- In order to be eligible for the disclosed Tier I and Tier II interest rate, Annual Percentage Yield (APY), and refund of domestic ATM Surcharges the following conditions must be met in a given statement cycle.
- A minimum of 8 posted and settled debit card purchase transactions during the statement cycle. Not all purchase transactions post or settle on the day they occur.
- Active enrollment in e-statements – you must sign into your online banking account at least once every 12 months to keep enrollment active.
Moving over your accounts made quick and easy.
We know you have a lot of options when it comes to banks, and we're glad you chose us. Our SwitchKit checklist helps you remember all the steps you need to take to fully move your accounts over.