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Military Banking FAQs

 
 

What proof is necessary to qualify for UniBank’s Military Banking Program?

To qualify for UniBank’s Military Home Equity Line of Credit and/or UniBank’s Military Deposit benefits, proof of service is required: Active servicemembers must provide a military ID. Veterans must provide form DD214. To qualify for UniBank’s Veterans Business Line of Credit proof of service is required: Active servicemembers and spouses must provide a military ID. Veterans and spouses must provide form DD214.
 
 

My spouse is an active servicemember/veteran, do I qualify for UniBank’s Military Banking Program?

The spouse of active servicemembers and veterans qualify for the UniBank’s SBA Veteran’s Business Line of Credit only.
What is SCRA?
The Service member’s Civil Relief Act (SCRA) provides protections for individuals who are entering the service, called to active duty in the military or deployed servicemembers. For additional information on the SCRA, visit Military.com(Opens in a new Window).
How do I cap my interest rate at 6% under SCRA?
There are 3 conditions you need to fulfill in order to benefit from the 6 percent interest rate cap provided by the SCRA. You need to have taken out the loan before you began active duty (a loan taken out while on active duty is not eligible for SCRA benefits), you must make a request for benefits within 180 days after the end of your active duty and you must request the benefits by supplying a copy of your active duty orders or other qualifying documentation. Contact UniBank at 800.578.4270 for further details.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

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