Make Energy-Efficient Home Improvements with No-Interest Financing
Planning upgrades that could improve your home’s comfort and energy efficiency? UniBank offers financing through two no-interest loan programs for eligible Massachusetts homeowners.
Which program is right for you?
Your electric utility and program eligibility will determine which loan may be available to you.
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Mass Save® HEAT Loan
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DOER MLP Z-Loan
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For eligible homeowners participating in the Mass Save program.
Qualifying improvements may include: • Recommended attic, wall and basement
insulation • Heating and water-heating equipment
• Central air conditioning and heat pumps
• ENERGY STAR® qualified replacement
windows • Energy-efficient thermostats
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For eligible homeowners served by a Municipal Light Plant who are not eligible for Mass Save programs.
Qualifying improvements may include:
• Heat pumps
• Heat-pump water heaters
• Insulation and weatherization improvements
• Certain electrical, structural or remediation
work needed before eligible improvements can be completed |
| A qualifying home energy assessment must be completed before work begins, and financed improvements must be recommended through the assessment. | A qualifying home energy assessment must be completed before work begins, and financed improvements must be recommended through the assessment. |
0% Annual Percentage Rate | Financing Up to $25,000.
Customers must meet program eligibility requirements to participate. Eligibility for the Mass Save HEAT Loan Program is based on completing a Home Energy Assessment and pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit MassSave.com or call 1-866-527-SAVE (7283) for details and to learn more about the program. UCC filing fees will be required for loan amounts that exceed $15,000 at borrower’s expense; UCC filing fees total $75. Maximum loan amount is $25,000.00. The Property must be owner-occupied. Townhouses and condominiums are excluded. UniBank Heat Loans are available for properties located in Worcester and Middlesex counties.
The DOER MLP Z-Loan is available to eligible residential customers served by a Municipal Light Plant who are not eligible for Mass Save programs. A qualifying home energy assessment must be completed before work begins. Only eligible improvements identified through the assessment may be financed. Z-Loans range from $500 to $25,000 and UCC filing fees will be required for loan amounts that exceed $15,000 at borrower’s expense; UCC filing fees total $75. The Property must be owner-occupied and townhouses and condominiums are excluded. Loan approval is subject to a credit check and lender approval. UniBank DOER MLP Z-Loans are available for properties located in Worcester and Middlesex counties.