Deposits

 TypeInterest RateAPYMin. Balance
to Earn APY

 

 SPECIALS

eChecking*'***   
 Bonus Rates   
 (When min. requirements are met)   
 

          Tier I Interest

        (on balances $0-$15,000)

2.19%2.25%$250
 

          Tier II Interest

        (on balances >$15,000)

0.10%2.25%-0.74%$15,000
 

Basic Rate

(on entire balance when min. requirements are NOT met)

 0.10% 0.10% $10
 4 Year Statement CD+1.13%1.15%$500
 
 TypeInterest RateAPYMin. Balance
to Earn APY

MONEY MARKET ACCOUNTS*

Money Market Statement Account   
 >$2,5000.10%0.10%$2,500
 $10 - $2,4990.10%0.10% $10
 Perfect Sense Money Market Account**   
 >$100,0000.50%0.50%$100,000
 $50,000 - $99,9990.35%0.35%$50,000
 $2,500 - $49,9990.15%0.15%$2,500
  $10 - $2,4990.15%0.15% $10
 
 TypeInterest RateAPYMin. Balance
to Earn APY

SHORT TERM STATEMENT CERTIFICATES OF DEPOSIT +

91 Day Certificate0.10%0.10%$2,500
 6 Month Certificate0.25%0.25%$2,500
 8 Month CD0.25%0.25%$2,500
 Perfect Sense 8 Month CD **0.30%0.30%$2,500
 
 TypeInterest RateAPYMin. Balance
to Earn APY

LONG TERM STATEMENT CERTIFICATES OF DEPOSIT +

1 Year CD0.40%0.41%$500
 2 Year CD0.74%0.75%$500
 3 Year CD0.93%0.95%$500
 1 Year UniStep CD ++0.49%0.50%$500
 2 Year UniStep CD ++0.74%0.75%$500
 3 Year UniStep CD ++0.93%0.95%$500
 1 Year IRA CD0.59%0.60%$500
 2 Year IRA CD1.23%1.25%$500
 3 Year IRA CD1.03%1.05%$500
 

UniBank for Savings is a community bank and welcomes deposit relationships with individuals and businesses in the markets it serves. Some restrictions may apply. Annual Percentage Yields (APY) are accurate as of 2/24/16 and are subject to change at any time. Fees may reduce earnings on accounts.

*Variable rates are subject to change at any time after the account is opened 

** You must open or have a Perfect Sense Checking account to open a Perfect Sense Money Market account or Perfect Sense 8 Month CD Special and receive the APY shown above. A minimum of $10 is required to open a Perfect Sense Money Market and a Perfect Sense Checking account. Personal accounts only.

***There is a minimum deposit of $250 to open the account.  In order to receive the Bonus Rate of interest and APY you must meet the following minimum requirements each statement cycle: maintain a minimum daily balance of $250, have 12 posted and settled debit card purchase transactions, and be enrolled in eStatements.  Not all purchase transactions post or settle on the day they occur. Bonus Rate of interest APY range shown above assumes a maximum deposit of $50,000 for illustration purposes only. The account does not have a maximum deposit limit.  If any of the minimum requirements are not met in a statement cycle a $35 service charge will be assessed and the total account balance will earn the Basic Rate of interest and APY shown above. Limit of one account per customer.

+ A penalty for early withdrawal may be imposed. Additional maturities are available.

++ Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening.

For further information contact your local branch manager, or call us at (800) 578-4270.