Deposits

 TypeInterest RateAPYMin. Balance
to Earn APY

 SPECIALS

20 Month IRA Step Up CD††1.23%1.25%$500-$100,000

 

eChecking***   
           Tier II Interest2.19%2.25%$250-$25,000
           Tier I Interest0.10%0.10%>$25,000.01
 4 Year Statement CD1.13%1.15%$500
 *New money only.
 TypeInterest RateAPYMin. Balance
to Earn APY

MONEY MARKET ACCOUNTS

Money Market Statement Account *   
 >$2,5000.15%0.15%$2,500
 $10 - $2,4990.15%0.15% $10
 Perfect Sense Money Market Account *, **   
 >$100,0000.75%0.75%$100,000
 $50,000 - $99,9990.50%0.50%$50,000
 $2,500 - $49,9990.25%0.25%$2,500
  $10 - $2,4990.15%0.15% $10
 
 TypeInterest RateAPYMin. Balance
to Earn APY

SHORT TERM STATEMENT CERTIFICATES OF DEPOSIT

91 Day Certificate0.15%0.15%$2,500
 6 Month Certificate0.30%0.30%$2,500
 8 Month CD0.30%0.30%$2,500
 Perfect Sense 8 Month CD **0.39%0.40%$2,500
 
 TypeInterest RateAPYMin. Balance
to Earn APY

LONG TERM STATEMENT CERTIFICATES OF DEPOSIT

1 Year CD0.49%0.50%$500
 2 Year CD0.74%0.75%$500
 3 Year CD0.93%0.95%$500
 1 Year UniStep CD +0.49%0.50%$500
 2 Year UniStep CD +0.74%0.75%$500
 3 Year UniStep CD +0.93%0.95%$500
 1 Year IRA CD0.59%0.60%$500
 2 Year IRA CD0.83%0.85%$500
 3 Year IRA CD1.03%1.05%$500
 

* Variable rates are subject to change at any time.

** You must open or have a Perfect Sense Checking account to open a Perfect Sense Money Market account or Perfect Sense 8 Month CD Special and receive the APY shown above. A minimum of $10 is required to open a Perfect Sense Money Market and a Perfect Sense Checking account. Personal accounts only.

***Interest rate and APY are based on meeting statement qualification cycle conditions. See separate "Your Checking Account, Truth In Savings" disclosure for details.  Limit one account per customer.

† Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening.

†† APY=annual percentage yield. Minimum deposit of $500 to open a Certificate of Deposit (CD) and receive annual percentage yield (APY) shown above. Maximum deposit of $100,000. Only one rate increase permitted during the 20 month term. Other rates and terms are available. New money only from another financial institution. A penalty may be imposed for early withdrawal from a CD. APY effective as of 1/22/15 and is subject to change without notice. Limit one CD per person or business.

UniBank for Savings is a community bank and welcomes deposit relationships with individuals and businesses in the markets it serves. Some restrictions may apply. Annual Percentage Yield shown as APY. APYs are effective as of January 1, 2014, and are subject to change at any time. Fees may reduce earnings on accounts. A penalty for early withdrawal may be imposed. Additional maturities are available.

For further information contact your local branch manager, or call us at (800) 578-4270, or email us.