Deposits

 TypeInterest RateAPYMin. Balance
to Earn APY

CD SPECIALS

8 Month Certificate+1.23%1.25%$2,500
 18 Month Certificate+2.10%2.15%$500
 2 Year Certificate+2.19%2.25%$500

 

2 Year IRA CD+,  +++1.95%2.00%$500

CHECKING SPECIAL

 e by UniBank   
 Bonus Rates   
 (When min. requirements are met *** )   
 

Tier I Interest

 1.71%1.75%$10 - $15,000
 

(on balances $10 - $15,000)

   
 

Tier II Interest

   
 

(on balances >$15,000)

 0.45%1.75%-0.84%$15,000.01
 Basic Rate   
 (on entire balance when min. requirements are NOT met) 0.01%0.01%$10

 

 TypeInterest RateAPYMin. Balance
to Earn APY

MONEY MARKET ACCOUNTS*

Money Market Statement Account   
  $2,5000.15%0.15%$2,500
 $10 - $2,4990.15%0.15% $10
 Perfect Sense Money Market Account**   
 $100,0000.80%0.80%$100,000
 $50,000 - $99,9990.60%0.60%$50,000
 $2,500 - $49,9990.40%0.40%$2,500
  $10 - $2,4990.35%0.35% $10
 
 TypeInterest RateAPYMin. Balance
to Earn APY

SHORT TERM STATEMENT CERTIFICATES OF DEPOSIT +

 

91 Day Certificate0.25%0.25%$2,500
 6 Month Certificate0.50%0.50%$2,500
 8 Month Certificate1.23%1.25%$2,500
 Perfect Sense 8 Month Certificate**0.59%0.60%$2,500
 
 TypeInterest RateAPYMin. Balance
to Earn APY

LONG TERM STATEMENT CERTIFICATES OF DEPOSIT +

 

 

1 Year CD0.88%0.90%$500
2 Year CD2.19%2.25%$500
 3 Year CD1.23%1.25%$500
 1 Year UniStep CD ++0.69%0.70%$500
 2 Year UniStep CD ++1.13%1.15%$500
 3 Year UniStep CD ++1.23%1.25%$500
 1 Year IRA CD0.69%0.70%$500
 2 Year IRA CD1.95%2.00%$500
 3 Year IRA CD1.32%1.35%$500
 4 Year IRA CD1.47%1.50%$500
 5 Year IRA CD1.71%1.75%$500
 

UniBank for Savings is a community bank and welcomes deposit relationships with individuals and businesses in the markets it serves. Some restrictions may apply. Annual Percentage Yields (APY) are accurate as of 8/7/2018 and are subject to change at any time. Fees may reduce earnings on accounts.

*Variable rates are subject to change at any time after the account is opened 

** You must open or have a Perfect Sense Checking account to open a Perfect Sense Money Market account or Perfect Sense 8 Month CD Special and receive the APY shown above. A minimum of $10 is required to open a Perfect Sense Money Market and a Perfect Sense Checking account. Personal accounts only.

*** The following benefits can be obtained in a given monthly statement cycle when the statement cycle conditions noted below are met: Payment of a higher interest rate and refund for nationwide ATM surcharge transaction fees to a maximum of $25 per cycle.  An ATM surcharge transaction fee of $4.99 or less will be credited to your account automatically in the month that you meet the statement cycle conditions; however, you must contact us in order to receive the full refund amount of an ATM surcharge transaction fee of $5.00 or greater.  Statement cycle conditions: A minimum of 8 debit card purchase transactions must post and settle to the account during the statement cycle (not all purchase transactions post or settle on the day they occur); active enrollment in eStatements (you must sign into your online banking account at least once every 12 months to keep your eStatement enrollment active). Fees may reduce earnings on this account. Limit of one account per customer holding the position of primary account holder.

+ A penalty for early withdrawal may be imposed. Additional maturities are available.

++ Rates may change after the account is opened if you should exercise your right to change the rate one time after account opening.

+++ A penalty may be imposed for early withdrawal from a CD. Early withdrawal may also result in tax implications. IRA accounts are not available for online account opening. Please visit a branch to open.

For further information contact your local branch manager, or call us at (800) 578-4270.