Sterling Associates

“Our mission is to exceed our customers' expectations by providing
personalized service on a daily basis. We are a business who listens to its customers.  It is our commitment to the future!”

Sterling Associates was purchased by our parent company, UFS Bancorp, in January 2001. Sterling Associates is a bank service company that originates boat, recreational vehicle and manufactured housing loans for client lenders. The acquisition of Sterling Associates is in line with the UFS Bancorp strategic goal to diversify our income stream. With almost twenty-five successful years of growing business, they are a perfect compliment to the UniBank family.

Thomas F. Smith, Jr., a former partner of Sterling Associates, is the president of this subsidiary. He and his staff are located in the UniBank main office in Whitinsville, MA. They also have offices in Ft. Lauderdale, FL and Mexia, TX.

Sterling Associates prides itself on providing fast and professional lending services to customers looking for low-rate loans and a simple process.


For more information on our loans, please visit the appropriate website:

Sterling Associates may also be reached by calling 800-286-8073.