Financial Planning

About John V. Lyons, CFP®

John Lyons has been at UniBank since June 2000, and has been an Investment Executive with Infinex Investments, Inc. for that same period of time.  He started in the banking industry over 20 years ago, and has been working with Massachusetts clients on retirement and investment planning since 1992. He holds an Undergraduate Degree from St. Bonaventure University and Masters Degree from Framingham State University.  John has been living in Blackstone Valley, MA since 1989.

John V. Lyons, Infinex Investment Executive, 508-849-4242, or Email.

When you meet with John, his first priority is to listen to you to understand  your financial goals, such as retirement, college education for your children, a second home, etc. Once he has these facts, John will chart out a financial investment program that makes sense for you and your budget.

Unlike some financial advisors who handle only one or two products, John can direct you into any number of options and products to give your investment the right balance.

As a CFP®, you can be assured that
  • John will present you with relevant information to help you get the "big picture" on all of your financial options.
  • John will stay up to date on the latest investment products and services so you can take advantage of the latest trends.
  • John follows a strict Code of Ethics and Professional Responsibility so you can trust that he is looking out for your best interests.
  • John passed a 2-day, 10 hour CFP® Board approved examination, which shows he has the information and answers.

The Certified Financial Planner Board of Standards, Inc., is a professional regulatory organization acting in the public interest by fostering professional standards in personal financial planning. The CFP Board establishes and enforces education, examination, experience and ethics requirements for CFP® professionals.

Insist Upon Using A CERTIFIED FINANCIAL PLANNER™ Professional 
To Plan Your Financial Future

How Will You Pay For Your Retirement, Assure Your Child's Education, Save On Taxes and Gain Financial Security?

Looking At Options

You know you will have to make some very careful decisions to assure your future will be financially secure. To make these decisions wisely, you need to understand all the financial options available and how to integrate various elements into a cohesive and results-driven plan.

Today, there is a new tax structure to comprehend. These new tax laws, a dynamic stock market and more investment options than ever before, combine to create a very challenging investment environment.

The ability to make wise investment choices is further compounded by the availability of thousands of mutual funds and stocks. Now, all you have to do is try to make sense of all the options available.

UniVest Financial Services offered through Infinex Investments, Inc. can help you learn about all these options — quickly and easily. We will also provide you with the information, projections, trends and opportunities that will help you make those important decisions. Working with you, we will help put together a reasonable, low-risk plan that can provide the financial security you need. 

A Simple Approach

At UniVest Financial Services offered through Infinex Investments, Inc., we start by listening. We need to know what you want to accomplish, how long you plan to hold your investment, your tolerance for risk and what your current tax situation looks like.

We also want to know what other financial plans you have and how we can integrate your investments with existing pension plans, social security and other programs.

Then, together with you, we plan.

Once we have a clear understanding of your specific situation and your needs, we can begin to develop a realistic investment plan that meets your personal needs and goals.

As an unbiased and objective resource, you can be assured our recommendations are not influenced by anything other than how to put all the elements of a successful plan together in a way that is best for you.

Our commitment to provide quality investment advice, research and service can be seen in each plan we prepare. 

Putting It All Together

Once we have determined how your new investment plan will fit within your existing portfolio and how it will impact on your long term financial plan, we begin to implement the plan. Using our access to highly respected research firms, we help you select the right investment vehicle or mix of products that will maximize the benefits of your plan.

The plan could include all or some of the following investment opportunities:

  • Mutual Funds
  • Tax Deferred Annuities
  • Stocks and Bonds
  • Life Insurance
  • Long Term Healthcare
  • College Savings Accounts
  • Retirement Accounts: Including business retirement plans and IRAs
  • Trust Services

We are ready to help you investigate the wide variety of investment services and products available and how they might best be combined or utilized to meet your specific needs.

Remember, we are here to help you. There is no hard sell. No pressure. We are not marketers of specific products. Our only goal is to create a strategy and package of investment products that deliver the results you want.

We make investing as simple, convenient and pleasant as possible. Our commitment to the communities we serve and dedication to quality service is reflected in every step of the investment process.

We look forward to helping you create the plan for your financial security.

You can also sign up to receive UniVest Monthly, our monthly newsletter keeping you up to date on current investment issues and more, right in your email inbox! View our latest issues now!


Important Information

This website is for informational purposes and nothing on this website constitutes an offer to purchase or sell securities.

For more information about a particular non-deposit investment product, ask for a prospectus. Please read it carefully prior to investing.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.  UniVest Financial Services is a trade name of UniBank. Infinex and UniBank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.