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ATM and Debit Card Enhancements


Not all places accept checks. Enjoy the freedom of knowing you can make purchases anywhere VISA® is accepted.

There is no change to your card, and your Personal Identification Number (PIN) remains the same. Did you know that you may ask for cash back when making a purchase with your debit card at participating merchants? Simply make your purchase, enter your PIN, and the card reader will ask if you would like cash back. UniBank will not charge you a fee for this transaction1. Plus, UniBank card holders have access to approximately 90,000 surcharge-free ATMs nationwide as part of our membership in the Allpoint and MoneyPass networks.
What you need to know
Debit Card Your debit card will continue working as usual. You will be able to make withdrawals and purchases as you normally do.
ATM Card Your ATM card will continue working as usual. You will be able to make withdrawals at ATMs as you normally do.
PIN Your PIN (Personal Identification Number) will remain the same.
Debit Card Posting After the system enhancement, you will see debit card transactions post within Online Banking as “pre-authorized.” You will not see the merchant information until the merchant has completed processing the transaction.
Foreign Fee
After the system enhancement, fees from foreign ATMs (non-UniBank ATMs) will post at the time the transaction occurs. Applied fees will be combined with the transaction amount.