FIXED RATE
|
| Type |
Term |
Rate |
Points |
APR |
30 Year
Fixed Mortgage |
30 Year |
4.250% |
2 |
4.459% |
| |
|
4.625% |
0 |
4.663% |
Special Program:
Loan over
$100,000 only |
|
4.990% |
0/0 Closing |
5.029% |
|
20 Year
Fixed Mortgage |
20 Year |
4.125% |
2 |
4.412% |
| |
|
4.500% |
0 |
4.552% |
Special Program:
Loans Over
$100,000 only |
|
4.750% |
0/0 Closing |
4.802% |
|
15 Year
Fixed Mortgage |
15 Year |
3.750% |
2 |
4.115% |
| |
|
3.990% |
0 |
4.157% |
Special Program:
Loans Over
$100,000 only |
|
4.375% |
0/0 Closing |
4.441% |
|
CONVERTIBLE RATE
|
| Type |
Term |
Rate |
Points |
APR |
| 1 Year ARM * |
30 Year |
3.250% |
1 |
3.482% |
| |
|
3.500% |
0 |
3.420% |
|
| 3/1 ARM * |
30 Year |
3.625% |
1 |
3.548% |
| |
|
3.750% |
0 |
3.576% |
|
| 5/1 ARM * |
30 Year |
3.990% |
1 |
3.712% |
| |
|
4.125% |
0 |
3.777% |
|
| JUMBO 7/1 ARM * 5.99% 1 4.821% |
|
CONSTRUCTION RATE
|
| Type |
Term |
Rate |
Points |
APR |
| Construction * |
9 mo. |
5.125% |
1 |
3.965% |
| Construction * |
9 mo. |
5.250% |
0 |
3.995% |
|
FIRST TIME HOMEBUYERS PROGRAM
|
| Type |
Term |
Rate |
Points |
APR |
| 3/1 ARM * |
30 Year |
3.750% |
0 |
3.494% |
Additional mortgage products are available.
For further information, email us, stop by one of our branches, or call (508) 234 - 8112.
Some restrictions may apply. Rates are effective as of the date shown above and are subject to change without notice.
* APR subject to change over the life of the loan. 2% Review Cap, 6% Life Cap.
± Based on 20% down payment. Payment examples per $1,000 borrowed below:
|
| Type |
|
Monthly Payment Example |
FIXED RATE
|
30 Year, 2 Points
30 Year, 0 Points
30 Year, 0 Points, 0 Closing |
|
$4.92
$5.14
$5.36 |
20 Year, 1 Points
20 Year, 0 Points
20 Year, 0 Points, 0 Closing |
|
$6.13
$6.33
$6.46 |
15 Year, 2 Points
15 Year, 0 Points
15 Year, 0 Points, 0 Closing |
|
$7.27
$7.39
$7.59 |
CONVERTIBLE RATE
|
1 Year ARM, 1 Point
|
|
12 payments of $4.35, then payments of $4.42.
|
1 Year ARM, 0 Points
|
|
12 payments of $4.49, then payments of $4.42.
|
3/1 ARM, 1 Point
|
|
36 payments of $4.56, then payments of $4.43.
|
3/1 ARM, 0 Points
|
|
36 payments of $4.63, then payments of $4.44.
|
5/1 ARM, 1 Point
|
|
60 payments of $4.77, then payments of $4.47.
|
| 5/1 ARM, 0 Points |
|
60 payments of $4.85, then payments of $4.48. |
CONSTRUCTION RATE
|
9 Months, 1 Point
|
|
After interest only construction period, monthly principal and interest payments for 3 payments of $5.44, then payments of $4.43.
|
9 Months, 0 Points
|
|
After interest only construction period, monthly principal and interest payments for 3 payments of $5.52, then payments of $4.43. |
FIRST TIME HOMEBUYERS
|
| 3/1 ARM, 0 Points |
|
36 payments of $4.63, then payments of $4.44. |
|
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|