UniBank’s six personal checking accounts each offer distinctive benefits designed to fit a variety of lifestyles and they all offer our real-time easy-to-use electronic services.

Basic & Free Checking

Best for those who want the freedom of check writing with UniBanking Online but do not want to maintain a minimum balance. If you choose Free Checking, you get the pay-anywhere freedom of a UniBank Visa® Debit Card.

NOW & NOW Plus Checking

With these accounts, you get all the ease of use of the Basic Checking and Free Checking, and you earn interest, too.

Perfect Sense & Perfect Sense Plus Checking

We value our relationship with customers and these accounts are loaded with great features for those who maintain higher balances in one or more accounts. If you travel for work or fun and need frequent ATM access, Perfect Sense accounts will give you more flexibility. And when you are on the road, you can rely on Auto-Transfer Protection from Savings to Checking, should your withdrawals exceed your balance.

A comparison of six checking accounts… pick the one that fits your lifestyle:

Overdraft Assistance

You may be entitled to use Overdraft Assistance, if an unintentional overdraft should occur. An overdraft assistance fee of $25 will apply to each overdraft created by check, in person withdrawal, ATM withdrawal, or other electronic means. You must repay the overdraft within 10 days. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. Please ask a branch staff member for more information about this convenient service.

Small Business Checking

Versatile and easy-to-manage checking accounts and UniBiz Online are available to small businesses. Please ask for more information.

+Customers may be charged by the bank that owns the ATM.