For funds not immediately needed, UniBank offers several options for earning more attractive rates of interest.

Municipal Money Market

The Municipal Money Market Account earns a preferred rate of interest and is fully protected through FDIC and DIF. Money Market accounts are limited to six transfers or withdrawals per month by telephone, wire, ACH or online banking. Of these, three may be in the form of check. There are no charges, wire or otherwise, associated with a UniBank Municipal Money Market Account. There is a $1,000 minimum balance requirement.

Certificate of Deposit

Certificate of Deposits require a $1,000 minimum balance and can usually be purchased for periods of 30, 60 or 90 days. Longer terms will be considered.

Contact us about our high-yielding 7-day CD, which requires a $100,000 minimum balance.