ATM and VISA Debit Cards

UniBank VISA Debit Card

The UniBank VISA® Debit Card is not a credit card; it is a convenient way to access the money in your checking account with the flexibility of the VISA® symbol. Your UniBank VISA Debit Card does everything our UniBank ATM card does and more. Your purchases are deducted from your checking account and a detailed record of every transaction will appear on your monthly statement. Use it in restaurants or department stores, simply by signing your name. You will save time since there is no check to write and you will not have to wait for check approval.

Whether you are shopping around the Blackstone Valley or around the world, you can use your UniBank VISA Debit Card to pay for everyday purchases instead of carrying extra cash, writing checks or using a credit card.

As an added convenience and security measure, the UniBank VISA Debit Card offers the option of separate PINs or passwords for other cardholders who may share your account (or accounts) with you.

Verified by Visa

UniBank is a participant in the Verified by Visa service offered through Visa. With Verified by Visa (VbV), you are able to actively protect your account information from unauthorized use while shopping online. Simply register your existing UniBank account and establish a VbV password to provide an added layer of security for your account while you shop online. This program affects all UniBank Visa Debit Card cardholders. You may opt out of participation for the first four times you are prompted, but will be required to setup your secure password thereafter. View participating online merchants. Once you’re registered, you will see a VbV window upon checkout at participating merchants. You will authenticate yourself to UniBank by entering your VbV password providing real-time authentication.

Visit Verified by Visa's online Frequently Asked Questions for more information. You can also contact UniBank at 800-578-4270 or by email.

UniBank ATM Card

Your UniBank ATM Card gives you the ability to make cash withdrawals, deposits, balance inquiries

and transfers at any UniBank ATM, 24 hours every day. Plus, when you are on the road, you can get cash at any NYCE® or CIRRUS® ATM location worldwide. And, since UniBank is a member of the SUM™ surcharge-free ATM network, you may avoid additional surcharges from other financial institutions.

Cost of Services

The UniBank ATM and VISA Debit Card have no annual fee.

Instructions for Use

When you receive your card in the mail, simply follow the instructions on the card for activation using the PIN number you selected when you authorized electronic access.